Best Disability Insurance

Top Carriers & Why

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When comparing disability insurance policies to decide what is the best company for you, there are many factors to consider. While some insurance companies will try to “woo” you by their overall financial strength, the dividends their policy pays, or the length of time they have been in existence, none of these factors decide if you get paid a disability claim benefit.

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Only ACTUAL contractual language found in a disability insurance policy contract decides who gets paid what.

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Below, we have made an objective assessment based on contractual language of each company’s disability insurance policy contract. Companies are listed in order by strength of contract, starting with the strongest.

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Click on the Link Below to View Side-by-Side Comparison of Companies

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Disability Insurance Companies – Comparison by Contract Features

(updated 09/01/2013)

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Click on a Company Icon Below to View Specimen Contracts